Please read these Terms of Use carefully before using FinanceWiseAdvisor.com operated by Finance Wise Advisor. Conditions of Use By using this website, you certify that you have read and reviewed this agreement and that you agree to comply with its terms. If you do not want to be bound by the terms of this agreement, you are advised to leave the website accordingly. Privacy Policy Before you continue using our website, we advise you to read our Privacy Policy regarding our user data collection. It will help you better understand our practices. Intellectual Property You agree that all materials, products, and services provided on this website are the property of Finance Wise Advisor, its affiliates, directors, officers, employees, agents, suppliers, or licensors, including all copyrights, trade secrets, trademarks, patents, and other intellectual property. User Accounts As a user of this website, you may be asked to register with us and provide private information. You are responsible for ensuring the accuracy of this information, and you are responsible for maintaining the safety and security of your identifying information. Applicable Law By visiting this website, you agree that the laws of Netherlands, without regard to principles of conflict law will govern these Terms of Use and any dispute of any sort that might arise between you and Finance Wise Advisor or its affiliates. Disputes Any dispute related in any way to your visit to this website shall be arbitrated by a state or federal court in Netherlands, and you consent to the exclusive jurisdiction and venue of such courts. Indemnification You agree to indemnify Finance Wise Advisor and its affiliates and hold Finance Wise Advisor harmless against legal claims and demands that may arise from your use or misuse of our services. Limitation on Liability Finance Wise Advisor will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages. Changes to These Terms We reserve the right to modify these terms at any time. We do so by posting and drawing attention to the updated terms on the site. Your decision to continue to visit and make use of the site after such changes have been made constitutes your formal acceptance of the new Terms of Use.